Set aside the life you want down the road with Retirement Planning
Our retirement planning services are designed to help you achieve financial security and peace of mind in your golden years.
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Tailored Retirement Strategies
Comprehensive Financial Analysis
RECENT AWARDS
Plan Today for a Comfortable Tomorrow
Holistic Retirement Planning
Our award winning advisors create personalised strategies tailored to your unique goals and circumstances, ensuring you can enjoy a secure and fulfilling retirement.
Personalised Retirement Strategies
Develop customised retirement plans that align with your lifestyle and financial aspirations, providing a clear path to a secure future.
Income Planning
Create strategies to ensure a steady and reliable income stream throughout your retirement years.
Investment Management
Optimise your investment portfolio to balance growth and risk, ensuring your savings continue to grow during retirement.
Healthcare Planning
Plan for healthcare costs in retirement and long-term care options.
CLIENT CASE STUDIES
From where you are now, to where you want to be
Melinda Sinclair
"Andrew is not only knowledgeable, responsive, and practical in his advice...he is also a great guy. He worked through my finances post my marital separation and upon entering the early stages of a new career, and mapped out a trajectory that made my goals seem possible. 3 Years down the track and I have checked off major goals, and plan to keep going. Would not have had the optimism or courage without getting a solid understanding of what I could do via this process. Thanks Andrew!"
Pamela G.
"A friend recommended Kristian Zuza at Peak Wealth Management and I’m not at all sorry! He managed to put $20,000 dollars into my hands almost immediately, by being able to navigate the tricky superannuation rules. (I was completely oblivious to the opportunity.) Furthermore, he has correctly advised my future path to fully benefit on an inheritance I had received, whilst accommodating time and age-restrictions. Kristian proved to be a prompt responder, was meticulously prepared and did not baulk at paperwork or when clarifying phone calls to the superannuation fund were required. Not the usual stereotypical adviser either: he was smart, young, friendly and fun!"
Joseph Daoud
"I have worked with Kristian (and Andrew) for years now and have referred 6 friends and clients that also work with them on an ongoing basis. I just received another thank you message for the introduction to Kristian this morning. The support, advice and workshop meetings on areas I don't have a lot of experience with are really appreciated! I know that the reason I chose to work with you first was for superannuation advice and life insurances but the technical tax planning conversations are always my favourite."
Maddi Brown
"My partner and I came to Kristian on a referral and we haven’t looked back! Kristian helped set up our financial structure and shortly after we achieved our first goal of buying a home. He is now helping us on our path to wealth accumulation for the future. Would highly recommend his services"
OUR ADVISORS
Hey I'm Andrew, and I'm Kristian
Feeling like you’ve tried to achieve financial freedom without enough success? Feeling like you want more... or maybe despite the success you still don't feel you are where you should be.
You're not alone. Year on year, we assist individuals and families in improving their financial freedom with our proven planning and advisory services.
No more unnecessarily sacrificing the lifestyle you desire. We take take out the guess work and clearly map out how your choices can predict your future (and your day to day).
We’ll show you how to make your money work harder for you, simplifying complex financial concepts. Financial success is a team effort, not a solo mission, which is why our clients receive award winning advice from us.
ANDREW DEBONO & KRISTIAN ZUZA
Life-changing advice, we move the needle
Risk free obligation free
What Sets Us Apart
Discover the advantages of working with Peak Wealth Management Financial Advisers.
Accelerate your success
Holistic, comprehensive and thorough financial plan’s accelerate your personal version of financial success.
Build investments strategically
Building Investments in various Asset Classes – asset protection, asset intent, asset tax status are key things we consider.
Pay less tax (legally)
Minimising your tax bills by structuring your assets in the most efficient way.
See it and believe it
Tracked, refined, & visual cash management strategy. See your growth and track your goals.
Know yourself (and your partner)
Understand your good and bad financial habits and what type of person you are. Offset risks and behaviours which might disrupt your financial plan.
Risk free obligation free call
Be on track for your goals & Stay on track
With personalised strategies and ongoing support, achieve and maintain your financial aspirations. We've got your back in guiding you through every step of your financial journey.
Frequently Asked Questions
When Can I Retire in Australia?
We help you determine the best time to retire based on your unique financial situation and goals. In Australia, while the standard age to access superannuation is currently 60, you might choose to retire earlier or later depending on your personal circumstances, financial readiness, and lifestyle aspirations. We work with you to create a retirement plan that ensures you can retire comfortably when you are ready.
When is Retirement Age in Australia for Effective Cash Flow Management?
The retirement age in Australia, often referred to as the Age Pension age, is gradually increasing and depends on your birth year. Currently, it is set to reach 67 by 2023 for those born after 1957. Accurate cash flow forecasting is crucial in ensuring financial readiness for retirement, as it helps estimate future cash inflows and outflows, manage liquidity, and predict cash movements.
Where to Retire in Australia with a Cash Flow Forecast?
Choosing the best place to retire in Australia depends on your lifestyle preferences, budget, and family considerations. As advisors, we provide insights into various retirement-friendly locations, taking into account factors like cost of living, healthcare facilities, climate, and community amenities. Whether you prefer coastal towns, vibrant cities, or peaceful rural areas, we help you find a location that aligns with your retirement dreams.
What is the Retirement Cash Flow Plan in Australia?
We guide you through the complexities of superannuation, ensuring you make the most of your contributions, investment options, and tax benefits. Creating a cash flow plan is also crucial for a comprehensive retirement strategy. We also help you integrate other financial resources, such as personal savings, investments, and the Age Pension, into a comprehensive retirement plan tailored to your needs.
What is a Good Monthly Income for Retirement in Australia?
A good retirement income in Australia varies based on individual lifestyle expectations and expenses. Understanding and managing future cash flows is crucial to ensure a sustainable retirement income. We will help you calculate a target retirement income that supports your desired standard of living.
We're here to help you thrive in your financial journey
Peak Wealth Management will only ever invite you to become a client if we are confident that we can make a lasting impact to your financial freedom and future.
Ask us a question
Want to explore financial advisory solutions but don't know what to expect? Ask Kristian or Andrew our financial advisers a question.
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Looking to make your future start today but aren't ready for an adviser? Explore our resources available here.