Take the wheel of your finances with budgeting and cash flow planning
Poor budgeting and cash flow planning is a recipe for stress and bad relationships. Good cash flow management is oxygen to fuel the lifestyle you want to live.
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Healthy Cash Flow Management
Personalised Budgeting Strategies
RECENT AWARDS
Manage Cash Flow, Secure Your Future
Smarter Cash Flow Management
By developing personalised budgeting strategies, we help you manage your income and expenses effectively, ensuring financial stability and the ability to achieve your long-term goals.
Personalised Budgeting Strategies
Create customised budgets tailored to your unique financial situation, helping you control operating expenses and maximise savings.
Income Management
Develop strategies to optimise your income streams and ensure consistent cash flow.
Expense Tracking
Implement effective expense tracking methods to monitor and manage your spending habits.
Debt Management
Create plans to manage your debt (the good kind), improving your financial health.
CLIENT CASE STUDIES
From where you are now, to where you want to be
Melinda Sinclair
"Andrew is not only knowledgeable, responsive, and practical in his advice...he is also a great guy. He worked through my finances post my marital separation and upon entering the early stages of a new career, and mapped out a trajectory that made my goals seem possible. 3 Years down the track and I have checked off major goals, and plan to keep going. Would not have had the optimism or courage without getting a solid understanding of what I could do via this process. Thanks Andrew!"
Pamela G.
"A friend recommended Kristian Zuza at Peak Wealth Management and I’m not at all sorry! He managed to put $20,000 dollars into my hands almost immediately, by being able to navigate the tricky superannuation rules. (I was completely oblivious to the opportunity.) Furthermore, he has correctly advised my future path to fully benefit on an inheritance I had received, whilst accommodating time and age-restrictions. Kristian proved to be a prompt responder, was meticulously prepared and did not baulk at paperwork or when clarifying phone calls to the superannuation fund were required. Not the usual stereotypical adviser either: he was smart, young, friendly and fun!"
Joseph Daoud
"I have worked with Kristian (and Andrew) for years now and have referred 6 friends and clients that also work with them on an ongoing basis. I just received another thank you message for the introduction to Kristian this morning. The support, advice and workshop meetings on areas I don't have a lot of experience with are really appreciated! I know that the reason I chose to work with you first was for superannuation advice and life insurances but the technical tax planning conversations are always my favourite."
Maddi Brown
"My partner and I came to Kristian on a referral and we haven’t looked back! Kristian helped set up our financial structure and shortly after we achieved our first goal of buying a home. He is now helping us on our path to wealth accumulation for the future. Would highly recommend his services"
OUR ADVISORS
Hey I'm Andrew, and I'm Kristian
Feeling like you’ve tried to achieve financial freedom without enough success? Feeling like you want more... or maybe despite the success you still don't feel you are where you should be.
You're not alone. Year on year, we assist individuals and families in improving their financial freedom with our proven planning and advisory services.
No more unnecessarily sacrificing the lifestyle you desire. We take take out the guess work and clearly map out how your choices can predict your future (and your day to day).
We’ll show you how to make your money work harder for you, simplifying complex financial concepts. Financial success is a team effort, not a solo mission, which is why our clients receive award winning advice from us.
ANDREW DEBONO & KRISTIAN ZUZA
Life-changing advice, we move the needle
Risk free obligation free
What Sets Us Apart
Discover the advantages of working with Peak Wealth Management Financial Advisers.
Accelerate your success
Holistic, comprehensive and thorough financial plan’s accelerate your personal version of financial success.
Build investments strategically
Building Investments in various Asset Classes – asset protection, asset intent, asset tax status are key things we consider.
Pay less tax (legally)
Minimising your tax bills by structuring your assets in the most efficient way.
See it and believe it
Tracked, refined, & visual cash management strategy. See your growth and track your goals.
Know yourself (and your partner)
Understand your good and bad financial habits and what type of person you are. Offset risks and behaviours which might disrupt your financial plan.
Risk free obligation free call
Be on track for your goals & Stay on track
With personalised strategies and ongoing support, achieve and maintain your financial aspirations. We've got your back in guiding you through every step of your financial journey.
Frequently Asked Questions
How to Budget and Manage Cash Flow Planning?
We help you track your income and expenses, prioritise your spending, and allocate funds towards savings and investments. Our approach ensures you maintain a balanced budget, avoid unnecessary debt, and achieve financial stability.
Cash Flow Budgets
Cash flow plans are crucial for ensuring financial stability and mitigating disruptions by understanding cash inflows and outflows over shorter periods, typically three to six months. By regularly reviewing and adjusting your cash flow budget, we help you stay on track towards your financial goals.
Why is it Important to Have a Cash Flow Plan (Budget)?
At Peak Wealth Management, we emphasise the importance of business cash flow planning to ensure a proper balance between costs and earnings. Achieving positive cash flow is essential for financial stability, enabling you to meet financial obligations, reinvest, and avoid debt.
What is the Cash Flow Forecast and Budget Process?
First, we assess your current financial situation, including income sources and expenses. Next, we help you set realistic financial goals and create a detailed budget that aligns with these goals. We then create a cash flow statement to help assess your financial situation accurately. We monitor your cash flow regularly, making adjustments as needed to ensure you stay on track.
How to Prepare a Cash Flow Budget for Effective Cash Flow Management?
Preparing a cash flow budget with the help of Peak Wealth Management advisors involves a thorough assessment of your financial situation. Understanding future cash flows is crucial for making strategic financial decisions and ensuring the stability and profitability of your business. Once the budget is created, we review it with you to ensure it aligns with your financial goals. Regular monitoring and adjustments are made to keep the budget relevant and effective.
We're here to help you thrive in your financial journey
Peak Wealth Management will only ever invite you to become a client if we are confident that we can make a lasting impact to your financial freedom and future.
Ask us a question
Want to explore financial advisory solutions but don't know what to expect? Ask Kristian or Andrew our financial advisers a question.
Explore our blog
Looking to make your future start today but aren't ready for an adviser? Explore our resources available here.